Values and Strategy

Kredinor is a leading Nordic debt collection company and Norway’s largest by volume of cases. We support a well-functioning economy through our services in invoicing, debt collection and portfolio acquisitions. Our role is to strengthen financial discipline and contribute to sustainable economic conditions for both businesses and individuals across the Nordics.

Trees by the water

Kredinor play an active role in strengthening payment practices and financial stability in our markets. Through close collaboration across our Nordic organisation, we combine local expertise with shared capabilities to deliver consistent, high-quality services.

Ethics and compliance

Ethics and compliance underpin everything we do. Our values – curious, compassionate, courageous and committed – guide our decisions, behaviour and communication.

We are committed to transparent and responsible interaction with clients, customers, partners and authorities. We operate in strict accordance with data privacy and confidentiality requirements, and maintain high ethical standards at all times.

Large enough to deliver – small enough to care

We serve clients of all sizes across both the private and public sectors. At the same time, we ensure that end customers are treated with fairness, respect and professionalism.

Our Nordic presence enables us to deliver tailored solutions in each market, supported by shared expertise across the group.

Since our founding in 1905, our ambition has been to contribute to sustainable financial conditions in the business community.

Responsible debt collection practices

Our operations are grounded in the principles of good debt collection practice. We recognise that financial difficulties can affect anyone, and we work to find sustainable solutions through constructive dialogue and structured follow-up.