Investors

Kredinor is Norway’s leading debt collection company and has a market share of approximately 30% in third-party debt collection in Norway. We handle more than 2 million debt collection cases annually and have a broad and diversified customer portfolio with several thousand clients.

Kredinor operates through two complementary business areas: Credit Management Services (CMS) and Portfolio Investments (PI). The interaction between these areas provides access to attractive investment opportunities, strong risk control, and a balanced earnings profile.

Kredinor has operations in Norway, Sweden, Denmark, and Finland, and operates in stable Nordic markets with strong payment willingness and well-developed regulatory frameworks. The company has ambitions for further Nordic growth, supported by increased digitalisation, cost-efficient operations, and strong customer relationships.

Kredinor is owned by SpareBank 1 Gruppen (approx. 69%) and Kredinorstiftelsen (approx. 31%).

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