Healthy Economy
A well-functioning society depends on trust and predictability in the economy. The ability to extend credit, invest, create jobs and deliver goods and services depends on payments actually being made. Debt collection therefore plays a necessary and important role in society.
Kredinor’s role is to help ensure that money that is lawfully and rightfully outstanding returns to the part with the unpaid claim. When our clients get paid, they can continue lending, investing in new business, developing services, hiring people and producing goods that society depends on. In this way, debt collection supports value creation, employment and economic stability.
Healthy Economy is Kredinor’s framework for how this role is carried out responsibly. It is about finding solutions that take care of both the client and the customer and about helping ensure that financial challenges are handled in a way that is sustainable over time – for individuals and for society.
Insight, knowledge sharing and societal dialogue
Through our operations, Kredinor gains unique insight into payment behaviour, financial patterns and societal trends. We believe it is our responsibility to share this knowledge – for the benefit of clients, partners, public authorities and society at large.
We therefore share insights regularly through:
- Kredinor Insight, our open webinars and professional updates
- seminars, courses and industry events
- dialogue and collaboration with clients, professional environments and interest organisations
The purpose is to increase understanding of financial challenges, contribute to better decisions, and facilitate more responsible solutions throughout the value chain. Knowledge sharing is a central part of Healthy Economy and of Kredinor’s role in society.
Collaboration for greater impact
Healthy Economy cannot be realised by one actor alone. That is why Kredinor collaborates with:
- non-profit organisations
- professional environments and researchers
- public and private sector actors
These collaborations provide valuable insight into how financial challenges are experienced in practice, and contribute to concrete improvements in routines, communication and services.
What is Kredinor Smartbetaler?
Kredinor Smartbetaler is an educational initiative developed by Kredinor to promote better financial understanding and responsible payment behaviour. The programme aims to help individuals — particularly young people — gain the knowledge and skills needed to manage their personal finances and avoid unnecessary debt.
Smartbetaler focuses on making financial topics more accessible and relevant.
The initiative is also part of Kredinor’s broader sustainability work. By improving financial literacy and helping people make informed financial decisions, Smartbetaler contributes to preventing debt problems and promoting long-term financial well-being in society.
In addition, Kredinor develops Smartbetaler in collaboration with partners and stakeholders to ensure the content is relevant and tailored to different target groups, including young people and more vulnerable audiences.
Our ambition
Kredinor’s ambition is to be a driving force for a healthier economy – where debt collection is part of the solution, not a problem in itself. Healthy Economy reflects our ambition to take responsibility throughout the value chain and use our role, competence and data to create better outcomes for people and society.